Many people believe that there is no reason to purchase professional liability insurance for massage therapists. If you want the peace of mind that comes with knowing that you and your clients are protected, then this article will provide you with important tips on how to find affordable professional liability insurance at InsureLMT.
Why do massage therapists need professional liability insurance?
Massage therapists are often required to provide services without the supervision of a physician. As such, they may be subject to professional liability claims if they perform services that are not in accordance with the accepted standards of their profession. Professional liability insurance can help protect massage therapists against these types of claims.
In addition, massage therapists are often required to register with state boards of massage. This can add an additional layer of protection against professional liability claims. With professional liability insurance, massage therapists can be sure that they will have coverage in case they are sued for performing services outside of the scope of their registration or practice.
Affordable Liability Insurance for Massage Therapists at InsureLMT
Massage Therapy Insurance and/or LMT insurance from Insure LMT also provides professional, general, and product liability coverage, stolen equipment coverage, identity theft protection, and rental damage insurance. All of these coverages are available for $97/year, with no hidden fees.
What type of insurance is available?
There are a few types of professional liability insurance that massage therapists can purchase. The most common type is general liability insurance, which protects the massage therapist from civil or criminal lawsuits that may arise from their work. Other options include professional liability insurance for specific industries, such as Massage Therapy, that may protect the therapist from specific lawsuits.
Massage therapists should also consider accident insurance, which covers them for injuries that occur while providing massage services. This type of coverage can help cover medical bills and lost income if the therapist is unable to work due to an injury. Finally, many massage therapists also purchase property insurance in case they are sued for damages caused during their work.
How much does professional liability insurance cost?
Massage insurance and/or LMT insurance from Insure LMT also provides professional, general, and product liability coverage, stolen equipment coverage, identity theft protection, and rental damage insurance. All of these coverages are available for $97/year, with no hidden fees.
Most massage therapists who offer services to the public are required to have professional liability insurance. This type of insurance helps protect you from lawsuits that could arise if someone were to become injured while receiving your massage. The cost of professional liability insurance depends on a number of factors, including the size of your business and the coverage you need. Here are some average costs for various types of coverage:
$500,000 per occurrence for general liability
$1 million per occurrence for property damage
$10,000 per occurrence for bodily injury
There are also a variety of additional coverages that may be available, such as product liability and workers’ compensation. It is important to speak with an insurance agent to find out what is included in the cost of your policy and what would be the best coverage for your business.
Why choose InsureLMT for your massage therapy business needs?
InsureLMT is the best choice for massage therapy professionals in three key ways:
1. Our team has years of experience in the massage therapy industry and are eager to help you protect your business. We understand the importance of professional liability insurance for your business, and will work with you to find the right policy for your needs.
2. Our policies are affordable and tailored to fit your specific needs. We never propose a policy that is too expensive or too risky for your business.
3. We have 24/7 customer service, so if you need help with any aspect of your policy, we’re available to help!
Conclusion
As a massage therapist, you are likely responsible for the well-being of your clients. That means knowing about professional liability insurance and how it could help protect you in the event that something goes wrong. This article will outline some of the most common types of coverage available to massage therapists and explain why it is important to have them. If you are still unsure whether professional liability insurance is right for you, talk to an agent at an insurance company who can walk you through the process and answer any questions you may have.
